Are fixed rates worth while?

Are fixed rates worth while?

They usually cost more per month, they usually have higher arrangement fee's and with inflation now in check could interest rates come down again over the next couple of years? If so and you have taken a 2-5 year fixed rate and added a big arrangement fee to the loan will you regret it? When thinking about changing your mortgage always look at the fee's that are being added to the loan and compared the cheapest rates with thoses products that dont have any fee's, you may be surprised!! especially if the cheapest monthly payment isn't your primary goal.
Sometimes the cheapest deal over the 2-5 year rate period isn't always the cheapest rate.

If you want to discuss the best mortgage for you call us on 01268 777257 or apply online at http://www.kinetic-fs.co.uk/

Your home may be repossessed if you do not keep up repayments on your mortgage. There may be a fee charged for mortgage advice. The amount will depend on your circumstances but we estimate it will no more than 1% of the loan arranged.